{"id":13887,"date":"2024-01-15T12:57:39","date_gmt":"2024-01-15T18:57:39","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13887"},"modified":"2024-01-15T12:57:42","modified_gmt":"2024-01-15T18:57:42","slug":"seguro-de-calidad-infonavit-que-es-y-como-funciona","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/seguro-de-calidad-infonavit-que-es-y-como-funciona\/","title":{"rendered":"Seguro de Calidad Infonavit, qu\u00e9 es y c\u00f3mo funciona"},"content":{"rendered":"\n<p>Por: Rebeca Romero<\/p>\n\n\n\n<p><em>A trav\u00e9s del Seguro de Calidad Infonavit, el Instituto clasificar\u00e1 los da\u00f1os presentados en la vivienda, ya que cada uno tendr\u00e1 un tipo de aseguramiento diferente<\/em><\/p>\n\n\n\n<p>En caso de que un trabajador compre una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) y presente<strong>\u00a0da\u00f1os que fueron ocultos para su venta<\/strong>, el\u00a0<strong>vendedor deber\u00e1 pagar el costo<\/strong>\u00a0de la reparaci\u00f3n. Esto puede ser posible a trav\u00e9s del\u00a0<strong>Seguro de Calidad<\/strong>.<\/p>\n\n\n\n<p>Es decir, mediante este apoyo, el<strong>&nbsp;Infonavit le solicita al desarrollador que construy\u00f3 el inmueble un rembolso<\/strong>&nbsp;por las reparaciones que necesita o necesit\u00f3 la vivienda. Por ello, el Seguro de Calidad Infonavit solo aplica en financiamientos utilizados para la&nbsp;<strong>compra de casas nuevas<\/strong>, as\u00ed que no puede ser utilizado en caso de la adquisici\u00f3n de una casa usada.<\/p>\n\n\n\n<p>De modo que,\u00a0<strong>el Instituto clasificar\u00e1 los da\u00f1os presentados<\/strong>\u00a0de acuerdo con la dimensi\u00f3n, ya que cada uno tendr\u00e1 un<strong>\u00a0tipo de aseguramiento diferente<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 cubre el Seguro de Calidad Infonavit?<\/h2>\n\n\n\n<p>En ese sentido el Seguro de Calidad Infonavit determina que los desperfectos que ponen en&nbsp;<strong>riesgo la seguridad estructural de la vivienda<\/strong>&nbsp;tienen una cobertura de 10 a\u00f1os. Pero, si se trata de un tema de impermeabilizaci\u00f3n, el seguro aplica por 5 a\u00f1os; mientras que los da\u00f1os en las instalaciones hidrosanitarias y el\u00e9ctricas la cobertura es de 2 a\u00f1os.<\/p>\n\n\n\n<p>Estos tipos de da\u00f1os deben ser causados por:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vicios del suelo<\/li>\n\n\n\n<li>Errores de c\u00e1lculo o de dise\u00f1o estructural<\/li>\n\n\n\n<li>Mano de obra defectuosa<\/li>\n\n\n\n<li>Mala calidad de los materiales<\/li>\n<\/ul>\n\n\n\n<p>Cabe mencionar que para solicitar el Seguro de Calidad Infonavit, el derechohabiente debe descargar su certificado en l\u00ednea desde Mi Cuenta Infonavit, el documento contendr\u00e1 los datos de la aseguradora le brindar\u00e1 la atenci\u00f3n necesaria a todos los derechohabientes del Instituto.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero A trav\u00e9s del Seguro de Calidad Infonavit, el Instituto clasificar\u00e1 los da\u00f1os presentados en la vivienda, ya que cada uno tendr\u00e1 un tipo de aseguramiento diferente En caso de que un trabajador compre una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) y presente\u00a0da\u00f1os [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13888,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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