{"id":13779,"date":"2023-12-21T18:45:36","date_gmt":"2023-12-22T00:45:36","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13779"},"modified":"2023-12-21T18:45:40","modified_gmt":"2023-12-22T00:45:40","slug":"fovissste-obtiene-calificacion-positiva-por-fitch-ratings","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/fovissste-obtiene-calificacion-positiva-por-fitch-ratings\/","title":{"rendered":"Fovissste obtiene calificaci\u00f3n positiva por Fitch Ratings"},"content":{"rendered":"\n

Por: Fernanda Hern\u00e1ndez <\/p>\n\n\n\n

\u201cEn 2023, el Fovissste implement\u00f3 un sistema nuevo de originaci\u00f3n y agreg\u00f3 actualizaciones relevantes al proceso\u201d, destac\u00f3 la agencia<\/em><\/p>\n\n\n\n

El Fondo de la Vivienda del ISSSTE<\/strong> (Fovissste<\/strong>) obtuvo la calificaci\u00f3n<\/a> \u2018AAFC1(mex)\u2019<\/strong>, con perspectiva estable, como administrador primario de activos financieros de cr\u00e9dito, por parte de Fitch Ratings<\/strong>.<\/p>\n\n\n\n

De acuerdo con la agencia, el Fovissste<\/strong> cuenta con un historial s\u00f3lido de administraci\u00f3n y operaci\u00f3n, resultado de la correcta ejecuci\u00f3n de una estrategia que se alinea con el Programa Nacional de Vivienda<\/strong>.<\/p>\n\n\n\n

\u201cLa estructura s\u00f3lida y el gobierno corporativo permiten a la entidad continuar con operaciones ininterrumpidas<\/strong>, a pesar de posibles cambios en la alta direcci\u00f3n en l\u00ednea con la administraci\u00f3n federal gubernamental\u201d, destac\u00f3.<\/p>\n\n\n\n

Asimismo, Fitch Ratings<\/strong><\/a> indic\u00f3 que las acciones implementadas por el Fondo respecto al proceso de originaci\u00f3n<\/strong>, el modelo param\u00e9trico<\/strong> y la inscripci\u00f3n continua<\/strong> han sido positivas, pues facilitar\u00e1n el acceso a cr\u00e9ditos y brindar\u00e1n mayor flexibilidad financiera.<\/p>\n\n\n\n

\u201cEn 2023, el Fovissste<\/strong> implement\u00f3 un sistema nuevo de originaci\u00f3n y agreg\u00f3 actualizaciones relevantes al proceso, como capacitaciones a notarios y un modelo param\u00e9trico para definir los montos de los cr\u00e9ditos\u201d, detall\u00f3 la calificadora.<\/p>\n\n\n\n

De igual manera, la agencia evalu\u00f3 de manera positiva al personal de la instituci\u00f3n<\/strong>, y a las plataformas tecnol\u00f3gicas<\/strong> que atienden a las actualizaciones de los procesos de originaci\u00f3n de cr\u00e9ditos.<\/p>\n\n\n\n

Finalmente, mencion\u00f3 que el Fovissste<\/strong> ha mantenido niveles de rentabilidad<\/strong> sobre los activos, mientras que la mayor parte de los pasivos representan aportaciones a favor de los trabajadores.<\/p>\n\n\n\n

En ese sentido, resalt\u00f3 que el\u00a0Fondo<\/strong>\u00a0mantiene estable la\u00a0morosidad<\/strong>\u00a0con relaci\u00f3n a incumplimientos de pago de m\u00e1s de 180 d\u00edas de los cr\u00e9ditos, y reconoci\u00f3 las mejoras en el modelo de cobranza enfocadas en el an\u00e1lisis de los cr\u00e9ditos deteriorados y mantenimiento de su naturaleza de entidad social.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Fernanda Hern\u00e1ndez \u201cEn 2023, el Fovissste implement\u00f3 un sistema nuevo de originaci\u00f3n y agreg\u00f3 actualizaciones relevantes al proceso\u201d, destac\u00f3 la agencia El Fondo de la Vivienda del ISSSTE (Fovissste) obtuvo la calificaci\u00f3n \u2018AAFC1(mex)\u2019, con perspectiva estable, como administrador primario de activos financieros de cr\u00e9dito, por parte de Fitch Ratings. De acuerdo con la agencia, el Fovissste cuenta con un historial s\u00f3lido […]<\/p>\n","protected":false},"author":1,"featured_media":13780,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[5875,5874,2929,86,4490,1384,1060],"class_list":["post-13779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-calificacion-aafc1mex","tag-calificacion-positiva","tag-fitch-rating","tag-fovissste","tag-inscripcion-continua","tag-programa-nacional-de-vivienda","tag-rentabilidad"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13779","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=13779"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13779\/revisions"}],"predecessor-version":[{"id":13781,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13779\/revisions\/13781"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/13780"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=13779"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=13779"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=13779"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}