{"id":13767,"date":"2023-12-20T16:19:06","date_gmt":"2023-12-20T22:19:06","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13767"},"modified":"2023-12-20T16:19:10","modified_gmt":"2023-12-20T22:19:10","slug":"invita-infonavit-cdmx-a-cambiar-creditos-de-vsm-a-pesos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/invita-infonavit-cdmx-a-cambiar-creditos-de-vsm-a-pesos\/","title":{"rendered":"Invita Infonavit CDMX a cambiar cr\u00e9ditos de VSM a pesos"},"content":{"rendered":"\n<p>Por: Fernanda Hern\u00e1ndez <\/p>\n\n\n\n<p><em>De 2019 a la fecha, el Infonavit ha convertido m\u00e1s de 65,000 cr\u00e9ditos de VSM a pesos en CDMX, lo que significa m\u00e1s de 13,635 mdp en descuentos<\/em><\/p>\n\n\n\n<p><strong>Patricia Ortiz Couturier<\/strong>,&nbsp;<strong>delegada regional del Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/strong>&nbsp;(<strong>Infonavit<\/strong>)&nbsp;<strong>Ciudad de M\u00e9xico<\/strong>, invit\u00f3 a los capitalinos que tienen un cr\u00e9dito denominado en Veces Salarios M\u00ednimos (VSM) a utilizar el programa de&nbsp;<a href=\"https:\/\/centrourbano.com\/vivienda\/credito-infonavit-vsm-a-pesos-7\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Responsabilidad Compartida<\/strong><\/a>&nbsp;para convertir su financiamiento a pesos antes de que termine el a\u00f1o.<\/p>\n\n\n\n<p>En conferencia de prensa,&nbsp;<strong>Ortiz<\/strong>&nbsp;mencion\u00f3 que a\u00fan hay m\u00e1s de 63,000 cr\u00e9ditos que pueden convertirse de VSM a pesos en la CDMX, y record\u00f3 que el no cambiarlos traer\u00e1 algunas&nbsp;<strong>afectaciones<\/strong>&nbsp;para los acreditados, como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aumento en el saldo y mensualidad de su cr\u00e9dito debido al ajuste anual al salario m\u00ednimo o a la Unidad de Medida y Actualizaci\u00f3n (UMA).<\/li>\n\n\n\n<li>Parte de los pagos realizados en el \u00faltimo a\u00f1o no se ver\u00e1n reflejados en el saldo del cr\u00e9dito.<\/li>\n\n\n\n<li>No tener acceso a mejores condiciones de cr\u00e9dito, como mejores tasas de inter\u00e9s.<\/li>\n\n\n\n<li>Alargar el tiempo de vida de la deuda.<\/li>\n<\/ul>\n\n\n\n<p>Por el contrario, la&nbsp;<strong>delegada del Infonavit para la CDMX<\/strong>&nbsp;destac\u00f3 que con la conversi\u00f3n de cr\u00e9ditos se apoya a la econom\u00eda familiar y se eliminan las deudas impagables; adem\u00e1s de que el programa&nbsp;<strong>Responsabilidad Compartida<\/strong>&nbsp;cuenta con diversos beneficios, por ejemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Evitar ajustes anuales.<\/li>\n\n\n\n<li>Mensualidades fijas durante la vida del cr\u00e9dito.<\/li>\n\n\n\n<li>Mejores tasas de inter\u00e9s.<\/li>\n\n\n\n<li>Certeza respecto a cu\u00e1ndo se terminar\u00e1 de pagar el cr\u00e9dito.<\/li>\n\n\n\n<li>El pago de la aportaci\u00f3n patronal se abona directamente al capital de la deuda.<\/li>\n<\/ul>\n\n\n\n<p>Adem\u00e1s, indic\u00f3 que, de 2019 a la fecha, se han convertido m\u00e1s de&nbsp;<strong>65,000 cr\u00e9ditos<\/strong>&nbsp;de VSM a pesos en la capital del pa\u00eds, lo que representa el otorgamiento de 13,635 millones de pesos en descuentos sobre el saldo de los financiamientos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo convertir mi cr\u00e9dito Infonavit de VSM a pesos?<\/strong><\/h2>\n\n\n\n<p>Los interesados pueden acceder al programa de&nbsp;<strong>Responsabilidad Compartida<\/strong>&nbsp;mediante el portal&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Mi Cuenta Infonavit<\/strong><\/a>, donde deber\u00e1n seguir los siguientes pasos:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Seleccionar la pesta\u00f1a Mi Cr\u00e9dito y despu\u00e9s Responsabilidad Compartida.<\/li>\n\n\n\n<li>Proporcionar el estado y el c\u00f3digo postal de la vivienda con el cr\u00e9dito activo.<\/li>\n\n\n\n<li>Confirmar la conversi\u00f3n del cr\u00e9dito de VSM a pesos.<\/li>\n<\/ol>\n\n\n\n<p>Al seleccionar la conversi\u00f3n, la plataforma le proporcionar\u00e1 una&nbsp;<strong>Carta de Bienvenida<\/strong>&nbsp;y una&nbsp;<strong>Carta Modificatoria a las Condiciones Financieras<\/strong>, la cual ya tendr\u00e1 el monto de la nueva mensualidad.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/fernanda-hernandez\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Fernanda Hern\u00e1ndez De 2019 a la fecha, el Infonavit ha convertido m\u00e1s de 65,000 cr\u00e9ditos de VSM a pesos en CDMX, lo que significa m\u00e1s de 13,635 mdp en descuentos Patricia Ortiz Couturier,&nbsp;delegada regional del Instituto del Fondo Nacional de la Vivienda para los Trabajadores&nbsp;(Infonavit)&nbsp;Ciudad de M\u00e9xico, invit\u00f3 a los capitalinos que tienen un [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13768,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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