{"id":13362,"date":"2023-11-22T11:58:33","date_gmt":"2023-11-22T17:58:33","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13362"},"modified":"2023-11-22T11:58:38","modified_gmt":"2023-11-22T17:58:38","slug":"evita-que-la-deuda-de-tu-credito-infonavit-aumente-en-el-2024","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/evita-que-la-deuda-de-tu-credito-infonavit-aumente-en-el-2024\/","title":{"rendered":"Evita que la deuda de tu cr\u00e9dito Infonavit aumente en el 2024"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>La conversi\u00f3n del cr\u00e9dito Infonavit de VSM a pesos es un programa permanente, sin embargo, al cambiar el a\u00f1o, los financiamientos pueden sufrir aumentos relacionados al aumento de salarios, entre otras cosas<\/em><\/p>\n\n\n\n<p>Todo el a\u00f1o, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/infonavit-cofinavit-unamos-creditos\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) tiene disponible el proceso para&nbsp;<strong>convertir los cr\u00e9ditos<\/strong>&nbsp;activos de<strong>&nbsp;Veces Salario M\u00ednimo<\/strong>&nbsp;(VSM)<strong>&nbsp;a pesos<\/strong>. Al hacer este cambio, los trabajadores lograr\u00e1n&nbsp;<strong>evitar incrementos en sus financiamientos<\/strong>&nbsp;por inflaci\u00f3n o ajustes salariales.<\/p>\n\n\n\n<p>Este programa opera<strong>&nbsp;todos los meses a partir del d\u00eda nueve y hasta el \u00faltimo d\u00eda<\/strong>, as\u00ed, al pasar un cr\u00e9dito de VSM a pesos, el derechohabiente lograr\u00e1 que su deuda se mantenga fija.<\/p>\n\n\n\n<p>De esta forma el empleado evitar\u00e1 aumentos anuales en su cr\u00e9dito. Mediante el cambio, los acreditados acceder\u00e1n a una<strong>&nbsp;tasa de inter\u00e9s anual fija<\/strong>&nbsp;de entre 1.0% y 10.45%, el porcentaje depender\u00e1 de los ingresos de cada persona.<\/p>\n\n\n\n<p>Y es que, de acuerdo con el Instituto, a\u00fan hay m\u00e1s de 1,616 mill\u00f3n de financiamientos, que podr\u00edan sufrir aumentos en el cambio de a\u00f1o y que siguen denominados en VSM. Por el contrario, al t\u00e9rmino de cubre, m\u00e1s de 1,111 mill\u00f3n de acreditados han convertido su cr\u00e9dito Infonavit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo hacer convertir un cr\u00e9dito Infonavit?<\/h2>\n\n\n\n<p>La&nbsp;<strong>solicitud del cambio<\/strong>&nbsp;puede ser realizada<strong>&nbsp;en l\u00ednea a trav\u00e9s de&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>&nbsp;<\/strong>y realizar los siguientes pasos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Seleccionar la pesta\u00f1a Mi Cr\u00e9dito y despu\u00e9s Responsabilidad Compartida.<\/li>\n\n\n\n<li>Proporcionar el estado y el c\u00f3digo postal de la vivienda con el cr\u00e9dito activo.<\/li>\n\n\n\n<li>Confirmar la conversi\u00f3n del cr\u00e9dito de VSM a pesos.<\/li>\n\n\n\n<li>Al seleccionar la conversi\u00f3n, la plataforma de arrojar\u00e1 la Carta de Bienvenida&nbsp;y la Carta Modificatoria a las Condiciones Financieras, la cual ya tendr\u00e1 el monto de la nueva mensualidad.<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero La conversi\u00f3n del cr\u00e9dito Infonavit de VSM a pesos es un programa permanente, sin embargo, al cambiar el a\u00f1o, los financiamientos pueden sufrir aumentos relacionados al aumento de salarios, entre otras cosas Todo el a\u00f1o, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) tiene disponible el proceso para&nbsp;convertir [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13363,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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