{"id":13273,"date":"2023-11-08T17:12:42","date_gmt":"2023-11-08T23:12:42","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13273"},"modified":"2023-11-08T17:12:46","modified_gmt":"2023-11-08T23:12:46","slug":"que-necesito-para-acceder-a-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/que-necesito-para-acceder-a-un-credito-infonavit\/","title":{"rendered":"\u00bfQu\u00e9 necesito para acceder a un cr\u00e9dito Infonavit?"},"content":{"rendered":"\n<p>Por: Rebeca Romero <a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n\n\n\n<p><em>La Precalificaci\u00f3n le indicar\u00e1 al trabajador si ya cuenta con los puntos necesarios para acceder a un cr\u00e9dito Infonavit<\/em><\/p>\n\n\n\n<p>Para poder comprar una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), el solicitante debe tomar en cuenta que debe contar con m\u00ednimo&nbsp;<strong>seis meses de cotizaci\u00f3n continua<\/strong>, entre otros requisitos.<\/p>\n\n\n\n<p>Si bien, actualmente los trabajadores necesitan reunir 1080 puntos para poder acceder a un cr\u00e9dito Infonavit, el Instituto afirma que son alcanzables en medio a\u00f1o. Adem\u00e1s del tiempo&nbsp;<strong>laborando de manera formal<\/strong>,&nbsp;<a href=\"https:\/\/centrourbano.com\/vivienda\/como-aumentar-un-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>&nbsp;toma en cuenta el saldo que tienen los trabajadores en su&nbsp;<strong>Subcuenta de Vivienda<\/strong>.<\/p>\n\n\n\n<p>No obstante, para que el derechohabiente tenga certeza de su situaci\u00f3n puede realizar el proceso de<strong>&nbsp;Precalificaci\u00f3n<\/strong>. De esta forma, el trabajador sabr\u00e1 si cumple con los requisitos necesarios para tramitar un cr\u00e9dito Infonavit y cu\u00e1l es el monto que el Instituto puede otorgarle. Dicho&nbsp;<strong>procedimiento puede ser realizado en l\u00ednea a trav\u00e9s de&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Otros requisitos para obtener un cr\u00e9dito Infonavit<\/h2>\n\n\n\n<p>Para otorgar un financiamiento, como ya se mencion\u00f3, el Instituto considera los bimestres de cotizaci\u00f3n continua, el saldo de la Subcuenta de Vivienda; adem\u00e1s del salario diario integrado del trabajador solicitante y su edad.<\/p>\n\n\n\n<p>Del mismo modo,<strong>&nbsp;Infonavit toma en cuenta el comportamiento<\/strong>&nbsp;de pago de aportaciones&nbsp;<strong>de la empresa empleadora<\/strong>, as\u00ed como su estabilidad laboral, contexto; adem\u00e1s del tipo de trabajador del solicitante.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero La Precalificaci\u00f3n le indicar\u00e1 al trabajador si ya cuenta con los puntos necesarios para acceder a un cr\u00e9dito Infonavit Para poder comprar una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), el solicitante debe tomar en cuenta que debe contar con m\u00ednimo&nbsp;seis meses de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13274,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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