{"id":13258,"date":"2023-11-07T14:42:36","date_gmt":"2023-11-07T20:42:36","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13258"},"modified":"2023-11-07T14:42:48","modified_gmt":"2023-11-07T20:42:48","slug":"puedo-obtener-mas-de-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/puedo-obtener-mas-de-un-credito-infonavit\/","title":{"rendered":"\u00bfPuedo obtener m\u00e1s de un cr\u00e9dito Infonavit?"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

El cr\u00e9dito Infonavit subsecuente puede ser utilizado para la adquisici\u00f3n de un terreno, construcci\u00f3n, mejora, ampliaci\u00f3n o reparaci\u00f3n de vivienda, entre otras cosas<\/em><\/p>\n\n\n\n

Para continuar apoyando a los mexicanos para que cuenten con una vivienda adecuada<\/strong>, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) elimin\u00f3 las restricciones<\/strong> que imped\u00edan que sus derechohabientes solicitar\u00e1n m\u00e1s de un cr\u00e9dito Infonavit.<\/strong><\/p>\n\n\n\n

De modo que, ahora, los afiliados al Instituto podr\u00e1n acceder a otro financiamiento<\/strong> del tipo que necesiten cuando liquiden su primer cr\u00e9dito Infonavit<\/strong>. Las hipotecas subsecuentes pueden utilizarse para la adquisici\u00f3n de un terreno, construcci\u00f3n, mejora, ampliaci\u00f3n o reparaci\u00f3n de vivienda, pago de un cr\u00e9dito hipotecario bancario e incluso para la compra de otra vivienda. <\/p>\n\n\n\n

En el \u00faltimo caso, el Infonavit hizo algunas modificaciones ya que, anteriormente, los derechohabientes pod\u00edan acceder a Tu 2do Cr\u00e9dito Infonavit con una tasa de inter\u00e9s fija de 10.1 por ciento. Ahora, al obtener un Cr\u00e9dito Subsecuente <\/strong>para la compra de un inmueble, los acreditados podr\u00e1n acceder a una tasa de inter\u00e9s diferenciada de 3.09% a 10.45%<\/strong>, la cual ser\u00e1 determinada por el nivel de ingresos de cada persona. <\/p>\n\n\n\n

Requisitos para acceder a otro cr\u00e9dito Infonavit<\/h2>\n\n\n\n

El principal requisito para solicitar otro cr\u00e9dito Infonavit es haber liquidado el financiamiento anterior<\/strong>. Despu\u00e9s, el Instituto cerciorar\u00e1 que el solicitante no tenga penalizaciones<\/strong> en el la hipoteca anterior. <\/p>\n\n\n\n

Y, posteriormente, el organismo verificar\u00e1 que el pr\u00f3ximo acreditado cuente con el saldo suficiente en su <\/strong>Subcuenta de Vivienda<\/strong><\/a>. Dicho monto m\u00ednimo depender\u00e1 del tipo de cr\u00e9dito al que se desea acceder. <\/p>\n\n\n\n

Adem\u00e1s, el afiliado al Instituto deber\u00e1 cumplir con los requisitos de cada opci\u00f3n de financiamiento. No obstante, todos los cr\u00e9ditos establecen que el plazo de pago no exceda los 70 a\u00f1os de los acreditados o 75 a\u00f1os si se trata de una acreditada.<\/p>\n\n\n\n

Cabe recordar que el descuento m\u00e1ximo<\/strong> para pagar el cr\u00e9dito Infonavit no podr\u00e1 ser mayor al 20% del salario mensual<\/strong>, si se trata de salario m\u00ednimo o menos; o hasta el 30%, si los ingresos son mayores. <\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero El cr\u00e9dito Infonavit subsecuente puede ser utilizado para la adquisici\u00f3n de un terreno, construcci\u00f3n, mejora, ampliaci\u00f3n o reparaci\u00f3n de vivienda, entre otras cosas Para continuar apoyando a los mexicanos para que cuenten con una vivienda adecuada, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) elimin\u00f3 las restricciones que imped\u00edan que sus derechohabientes 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