{"id":13249,"date":"2023-11-03T14:31:11","date_gmt":"2023-11-03T20:31:11","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13249"},"modified":"2023-11-03T14:31:18","modified_gmt":"2023-11-03T20:31:18","slug":"como-funciona-el-credito-cofinavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/como-funciona-el-credito-cofinavit\/","title":{"rendered":"\u00bfC\u00f3mo funciona el cr\u00e9dito Cofinavit?"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

Cofinavit es recomendable en caso de que los derechohabientes deseen comprar un inmueble m\u00e1s costoso de lo que su cr\u00e9dito Infonavit puede cubrir<\/em><\/p>\n\n\n\n

Para que los trabajadores puedan acceder a la vivienda de sus sue\u00f1os, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) tiene disponible el cr\u00e9dito Cofinavit<\/strong>. Mediante este programa, los afiliados podr\u00e1n sumar el financiamiento otorgado por el Instituto<\/strong>, el monto de su Subcuenta de Vivienda, m\u00e1s el pr\u00e9stamo de otra entidad financiera<\/strong>.<\/p>\n\n\n\n

Este tipo de cr\u00e9dito es recomendable en caso de que los derechohabientes deseen comprar un inmueble m\u00e1s costoso de lo que su cr\u00e9dito Infonavit puede cubrir<\/strong>. Cabe mencionar que esta hipoteca puede ser utilizada para comprar una casa nueva o ya existente.<\/p>\n\n\n\n

\u00bfC\u00f3mo se conforma el Cofinavit?<\/h2>\n\n\n\n

Cabe mencionar que este financiamiento est\u00e1 conformado por dos partes<\/strong>, una de ellas es el cr\u00e9dito Infonavit<\/strong><\/a>, el cual ser\u00e1 liquidado a trav\u00e9s de la n\u00f3mina del trabajador; y la otra parte corresponde al dinero otorgado por la banca privada<\/strong>, quien establecer\u00e1 sus condiciones de pago.<\/p>\n\n\n\n

El monto m\u00e1ximo que Infonavit puede entregar son 2,217,700 millones de pesos (mdp) pero con Cofinavit la suma m\u00e1xima va a ser de 950,653 pesos<\/strong>; sin embargo, el Instituto va a calcular el monto que correspondiente de acuerdo con la capacidad de pago de cada acreditado.<\/p>\n\n\n\n

Para comenzar el tr\u00e1mite<\/strong>, el afiliado deber\u00e1 acudir al banco que haya elegido utilizar en el cr\u00e9dito<\/strong>, por ejemplo, BBVA y Scotiabank. Cuando este haya aprobado el pr\u00e9stamo, se encargar\u00e1 de continuar el tr\u00e1mite con Infonavit.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero Cofinavit es recomendable en caso de que los derechohabientes deseen comprar un inmueble m\u00e1s costoso de lo que su cr\u00e9dito Infonavit puede cubrir Para que los trabajadores puedan acceder a la vivienda de sus sue\u00f1os, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) tiene disponible el cr\u00e9dito Cofinavit. Mediante […]<\/p>\n","protected":false},"author":1,"featured_media":13250,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[5725,4349,102,541,177],"class_list":["post-13249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-cofinavit","tag-credito-infonavit-2","tag-infonavit","tag-subcuenta-de-vivienda","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=13249"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13249\/revisions"}],"predecessor-version":[{"id":13251,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13249\/revisions\/13251"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/13250"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=13249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=13249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=13249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}