{"id":13202,"date":"2023-10-27T13:38:57","date_gmt":"2023-10-27T19:38:57","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=13202"},"modified":"2023-10-27T13:39:01","modified_gmt":"2023-10-27T19:39:01","slug":"como-puedo-aumentar-mi-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/como-puedo-aumentar-mi-credito-infonavit\/","title":{"rendered":"\u00bfC\u00f3mo puedo aumentar mi cr\u00e9dito Infonavit?"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

El Instituto consulta tu historial de manera opcional, en caso de que el trabajador el acceso a su informaci\u00f3n, aumentar\u00e1 su cr\u00e9dito Infonavit<\/em><\/p>\n\n\n\n

El Bur\u00f3 de Cr\u00e9dito<\/strong> o historial crediticio es la presentaci\u00f3n  de una persona ante las instituciones crediticias. Del mismo modo, permite que el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>) consulte la informaci\u00f3n  de sus trabajadores y as\u00ed aumentar un cr\u00e9dito Infonavit<\/a><\/strong>.<\/p>\n\n\n\n

El Bur\u00f3 de Cr\u00e9dito es una instituci\u00f3n que recopila tu informaci\u00f3n sobre el comportamiento de pago con las diversas entidades financieras. De manera que las personas entran en el registro de manera autom\u00e1tica<\/strong> desde que solicitan su primer financiamiento, tarjeta de cr\u00e9dito o al firmar un servicio de telefon\u00eda m\u00f3vil.<\/p>\n\n\n\n

Bur\u00f3 de Cr\u00e9dito podr\u00eda aumentar el cr\u00e9dito Infonavit<\/h2>\n\n\n\n

Infonavit consulta el historial de sus derechohabientes de manera opcional. <\/strong>Cada trabajador puede decidir si autoriza el acceso a su informaci\u00f3n. Mediante este par\u00e1metro, el Instituto sabr\u00e1 qu\u00e9 tan buen pagador es el solicitante y cu\u00e1l es su nivel de endeudamiento.<\/strong><\/p>\n\n\n\n

Sin embargo, en caso de que el trabajador no quiera que el Instituto revise su Bur\u00f3, recibir\u00e1 una suma menor en su cr\u00e9dito Infonavit. Por lo tanto, al no aceptar la consulta a tu Bur\u00f3 s\u00f3lo recibir\u00eda el 60%<\/strong> del cr\u00e9dito que el Infonavit puede prestarle al acreditado; esto se debe a que el Instituto no conocer\u00e1 los alcances de su capacidad de pago.<\/p>\n\n\n\n

Sin importar las condiciones del historial es importante que el Instituto conozca la informaci\u00f3n de los trabajadores. Las condiciones de tu Bur\u00f3 le sirven al Infonavit para saber el desempe\u00f1o que los derechohabientes han tenido con otras instituciones.<\/p>\n\n\n\n

La suma que el Instituto<\/strong> prestar\u00e1 va a depender, entre otras cosas, de las condiciones del historial crediticio del trabajador.<\/strong> As\u00ed que, en caso de que el historial no sea bueno<\/strong>, el solicitante podr\u00eda recibir hasta el 80% del cr\u00e9dito; si es regular<\/strong>, recibir\u00e1 hasta el 90% del cr\u00e9dito; pero si es bueno<\/strong> obtendr\u00e1 el 100% del monto de cr\u00e9dito que Infonavit puede financiarle.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero El Instituto consulta tu historial de manera opcional, en caso de que el trabajador el acceso a su informaci\u00f3n, aumentar\u00e1 su cr\u00e9dito Infonavit El Bur\u00f3 de Cr\u00e9dito o historial crediticio es la presentaci\u00f3n  de una persona ante las instituciones crediticias. Del mismo modo, permite que el Instituto del Fondo Nacional de la Vivienda para […]<\/p>\n","protected":false},"author":1,"featured_media":13204,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[5526,219,102],"class_list":["post-13202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-aumento-de-credito","tag-buro-de-credito","tag-infonavit"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=13202"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13202\/revisions"}],"predecessor-version":[{"id":13205,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/13202\/revisions\/13205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/13204"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=13202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=13202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=13202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}