{"id":12985,"date":"2023-10-03T16:08:59","date_gmt":"2023-10-03T22:08:59","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=12985"},"modified":"2023-10-03T16:09:03","modified_gmt":"2023-10-03T22:09:03","slug":"te-pueden-traspasar-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/te-pueden-traspasar-un-credito-infonavit\/","title":{"rendered":"\u00bfTe pueden traspasar un cr\u00e9dito Infonavit?"},"content":{"rendered":"\n<p>Por: Rebeca Romero<\/p>\n\n\n\n<p><em>Si hay trabajadores que ya contrajeron el traspaso de un cr\u00e9dito Infonavit, es recomendable que busquen asesor\u00eda legal para evaluar su situaci\u00f3n<\/em><\/p>\n\n\n\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) sabe que uno de los pasos m\u00e1s importantes en la vida de los mexicanos es adquirir una casa propia. Por ello, el organismo recomienda tener especial cuidado en las transacciones para lograr esta compra y as\u00ed\u00a0<strong>evitar fraudes<\/strong>, su dinero o su cr\u00e9dito Infonavit.<\/p>\n\n\n\n<p>De modo que, el Instituto record\u00f3 que, dentro de su normativa<strong>, no contempla ning\u00fan documento jur\u00eddico que avale el traspaso de un cr\u00e9dito Infonavit<\/strong>. Esto se debe a que, desde la originaci\u00f3n\u00a0del financiamiento hasta la firma de la escritura de la vivienda, no existe una cl\u00e1usula que establece\u00a0<strong>que no se puede transferir la obligaci\u00f3n adquirid<\/strong>a ante el organismo.<\/p>\n\n\n\n<p>Ya quien comenz\u00f3 a firmar, debe terminar con la obligaci\u00f3n de liquidar la hipoteca, sin traspasarle su deuda a alguien m\u00e1s; es decir,&nbsp;<strong>la persona que contrat\u00f3 el cr\u00e9dito terminar de pagarlo<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Riesgos aceptar el traspaso de un cr\u00e9dito Infonavit<\/h2>\n\n\n\n<p>En ese sentido, el Instituto se\u00f1al\u00f3 que existen&nbsp;<strong>distintos riesgos al aceptar el traspaso<\/strong>&nbsp;de un financiamiento, dentro de ellos es que,&nbsp;<strong>la transacci\u00f3n no contar\u00e1 con ning\u00fan documento que la avale<\/strong>. Ya que, como se mencion\u00f3, el organismo no contempla estos movimientos.<\/p>\n\n\n\n<p>Igualmente, quien contraiga el traspaso del Cr\u00e9dito Infonavit no lo avalar\u00e1 como la persona que liquid\u00f3 el financiamiento; puesto que,&nbsp;<strong>la hipoteca estar\u00e1 a nombre del individuo que contrajo la deuda con el Instituto<\/strong>.<\/p>\n\n\n\n<p>Asimismo, la carta de la&nbsp;<strong>liberaci\u00f3n de la&nbsp;<\/strong><strong>hipoteca<\/strong><strong>&nbsp;ser\u00e1 emitida en&nbsp;<\/strong><strong>favor del acreditado original<\/strong>, aunque \u00e9l no hay terminado de pagar la hipoteca. Adem\u00e1s de que la escritura de la vivienda tambi\u00e9n estar\u00e1 a nombre del acreditado ante el Infonavit.<\/p>\n\n\n\n<p>Por lo tanto, para que el trabajador que acept\u00f3 el traspaso pueda reclamar su derecho sobre la vivienda, tendr\u00e1 que iniciar un juicio, el cual podr\u00eda tardar varios meses o a\u00f1os en resolverse. De manera que,&nbsp;<strong>si hay trabajadores que ya contrajeron un traspaso, es recomendable que busquen&nbsp;<\/strong><strong>asesor\u00eda legal<\/strong>&nbsp;para evaluar su situaci\u00f3n.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero Si hay trabajadores que ya contrajeron el traspaso de un cr\u00e9dito Infonavit, es recomendable que busquen asesor\u00eda legal para evaluar su situaci\u00f3n El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) sabe que uno de los pasos m\u00e1s importantes en la vida de los mexicanos es adquirir una casa [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12986,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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