{"id":12977,"date":"2023-10-02T15:08:46","date_gmt":"2023-10-02T21:08:46","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=12977"},"modified":"2023-10-02T15:15:32","modified_gmt":"2023-10-02T21:15:32","slug":"infonavit-pagaste-de-mas-tu-credito-solicita-una-devolucion","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/infonavit-pagaste-de-mas-tu-credito-solicita-una-devolucion\/","title":{"rendered":"Infonavit: \u00bfPagaste de m\u00e1s tu cr\u00e9dito? Solicita una devoluci\u00f3n"},"content":{"rendered":"\n<p>Por: Rebeca Romero<\/p>\n\n\n\n<p><em>El derechohabiente puede solicitar la Devoluci\u00f3n de Pagos en Exceso en l\u00ednea desde Mi Cuenta Infonavit o al acudir a su Cesi m\u00e1s cercano<\/em>.<\/p>\n\n\n\n<p>Al solicitar un<strong>&nbsp;cr\u00e9dito hipotecario<\/strong>, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) descuenta los pagos de manera directa del salario de los trabajadores. Por ello, es posible que el Instituto descuente mensualidades de m\u00e1s, sin embargo, los&nbsp;<strong>derechohabientes pueden solicitar la devoluci\u00f3n de su dinero<\/strong>.<\/p>\n\n\n\n<p>En primer lugar, para que el trabajador sepa si tiene pagos de m\u00e1s, debe entrar a Mi Cuenta Infonavit.&nbsp;Dentro de su sesi\u00f3n, el empleado&nbsp;<strong>podr\u00e1 ver en su estado de cuenta el estatus de su cr\u00e9dito<\/strong>&nbsp;y si es el caso, el monto del saldo a tu favor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo solicitarle a Infonavit la devoluci\u00f3n?<\/h2>\n\n\n\n<p>Los pasos son los siguientes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ingresar a Mi Cuenta.<\/li>\n\n\n\n<li>Seleccionar la pesta\u00f1a \u2018Mi Cr\u00e9dito\u2019.<\/li>\n\n\n\n<li>Elegir \u2019Devoluci\u00f3n de Pagos en Exceso\u2019.<\/li>\n<\/ul>\n\n\n\n<p>Otra manera de solicitar la devoluci\u00f3n es<strong>&nbsp;acudiendo al Centro de Servicio Infonavit (Cesi)<\/strong>&nbsp;m\u00e1s cercano; para esta modalidad es necesario que el interesado saque una cita previa a trav\u00e9s de la plataforma o mediante de Infonatel en el n\u00famero 800 008 3900.<\/p>\n\n\n\n<p>Si el estado de cuenta refleja dinero de m\u00e1s, el trabajador podr\u00e1 solicitar la devoluci\u00f3n del monto con su&nbsp;<strong>firma electr\u00f3nica&nbsp;<\/strong>(e-firma). Adem\u00e1s, el derechohabiente tendr\u00e1 que proporcionar una&nbsp;<strong>Clabe interbancaria a su nombre<\/strong>, pues ah\u00ed el Instituto depositar\u00e1 los fondos en exceso.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero El derechohabiente puede solicitar la Devoluci\u00f3n de Pagos en Exceso en l\u00ednea desde Mi Cuenta Infonavit o al acudir a su Cesi m\u00e1s cercano. Al solicitar un&nbsp;cr\u00e9dito hipotecario, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) descuenta los pagos de manera directa del salario de los trabajadores. Por [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12978,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[102,826,177],"class_list":["post-12977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-infonavit","tag-mi-cuenta-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12977"}],"version-history":[{"count":2,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12977\/revisions"}],"predecessor-version":[{"id":12981,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12977\/revisions\/12981"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12978"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}