{"id":12913,"date":"2023-09-21T14:07:20","date_gmt":"2023-09-21T20:07:20","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=12913"},"modified":"2023-09-21T14:07:23","modified_gmt":"2023-09-21T20:07:23","slug":"172604-personas-han-adquirido-su-vivienda-mediante-unamos-creditos-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/172604-personas-han-adquirido-su-vivienda-mediante-unamos-creditos-infonavit\/","title":{"rendered":"172,604 personas han adquirido su vivienda mediante Unamos Cr\u00e9ditos Infonavit"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>Del total de personas beneficiadas con Unamos Cr\u00e9ditos el 45% son pareja y el 26% son amigos<\/em><\/p>\n\n\n\n<p>En el 2020, el Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/hY-9DoJAEISfxYKWXX6Ew-4iiQoJgQbwGgMGDxLgCJzy-l6UxkR0ut35ZjcDDHJgffFoeCEb0Retms_MuTgHxOPeNiKSEopJ5EVm6FhmQF3I_gFM2bgiiirPXsjqBWcBPM-3jZCgGRsRYpImhn_yXdyivQA_ngTAeCvKdx_alxbhwMbqVo3VqN9Hta6lHKadhhrO86xzIXhb6VfRafgtUotJQv5JwtDl2MRdRia6eQLjCZYX\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) comenz\u00f3 la implementaci\u00f3n de&nbsp;<strong>Unamos Cr\u00e9ditos<\/strong>, con \u00e9l, al momento,&nbsp;<strong>172,604 personas<\/strong>&nbsp;Infonavit han utilizado este producto para comprar su vivienda.<\/p>\n\n\n\n<p>Durante su operaci\u00f3n, esta modalidad de cr\u00e9dito, los afiliados a Infonavit notaron que Unamos Cr\u00e9ditos es una buena opci\u00f3n para&nbsp;<strong>independizarse y contar con un hogar propio<\/strong>. Adem\u00e1s, este tipo de&nbsp;<strong>financiamiento permite a dos personas juntar sus cr\u00e9ditos<\/strong>&nbsp;para lograr este objetivo; los trabajadores no necesitan estar casados ni ser familiares.<\/p>\n\n\n\n<p>En ese sentido el Instituto indic\u00f3 que, al 3 de septiembre de este a\u00f1o, del total de personas beneficiadas con Unamos Cr\u00e9ditos el&nbsp;<strong>45% son pareja y el 26% son amigos<\/strong>. En cuesti\u00f3n de cifras, a trav\u00e9s de los cr\u00e9ditos entregados, esta hipoteca representa una&nbsp;<strong>derrama econ\u00f3mica de 65,598 millones de pesos<\/strong>&nbsp;(mdp).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ventajas de acceder a Unamos Cr\u00e9ditos<\/h2>\n\n\n\n<p>Uno de los beneficios que brinda la hipoteca es que dos trabajadores pueden contar con su vivienda, ya que&nbsp;<strong>ambos son propietarios legales del inmueble<\/strong>.<\/p>\n\n\n\n<p>Por otra parte, al unirse, los derechohabientes logran que su&nbsp;<strong>monto de pr\u00e9stamo sea hasta de&nbsp;<\/strong><strong>4,<\/strong><strong>671,<\/strong><strong>885 mdp<\/strong>. Adem\u00e1s, los afiliados obtendr\u00e1n&nbsp;<strong>tasas<\/strong><strong>&nbsp;de inter\u00e9s individuales<\/strong>, ya que estas son calculadas con base en el nivel de ingreso de cada uno; las tasas oscilan entre el&nbsp;<strong>3.09% hasta el<\/strong><strong>&nbsp;10.45 por ciento.<\/strong><\/p>\n\n\n\n<p>As\u00ed que, para poder acceder a este cr\u00e9dito, los trabajadores deber\u00e1n contar con un empleo formal vigente y cotizar ante el&nbsp;<a href=\"https:\/\/centrourbano.com\/vivienda\/precalificacion-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>; adem\u00e1s de&nbsp;<strong>que ambos deber\u00e1n tener&nbsp;<\/strong><strong>los puntos necesarios<\/strong>&nbsp;para solicitar su financiamiento.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero Del total de personas beneficiadas con Unamos Cr\u00e9ditos el 45% son pareja y el 26% son amigos En el 2020, el Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) comenz\u00f3 la implementaci\u00f3n de&nbsp;Unamos Cr\u00e9ditos, con \u00e9l, al momento,&nbsp;172,604 personas&nbsp;Infonavit han utilizado este producto para comprar su vivienda. Durante su operaci\u00f3n, esta [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12914,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[56,102,5550,1491,177],"class_list":["post-12913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-hipotecario","tag-infonavit","tag-propietarios","tag-unamos-creditos","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12913","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12913"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12913\/revisions"}],"predecessor-version":[{"id":12915,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12913\/revisions\/12915"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12914"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12913"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12913"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}