{"id":12736,"date":"2023-08-17T12:31:02","date_gmt":"2023-08-17T18:31:02","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=12736"},"modified":"2023-08-17T12:31:05","modified_gmt":"2023-08-17T18:31:05","slug":"mas-de-1700000-creditos-infonavit-pueden-ser-convertidos-de-vsm-a-pesos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/mas-de-1700000-creditos-infonavit-pueden-ser-convertidos-de-vsm-a-pesos\/","title":{"rendered":"M\u00e1s de 1,700,000 cr\u00e9ditos Infonavit pueden ser convertidos de VSM a pesos"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

El 45.3% de las conversiones de VSM a pesos se concentraron en seis estados, las cuales acumularon 31,428 mdp de descuento<\/em><\/p>\n\n\n\n

De acuerdo con el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit<\/a>), de 2019 al t\u00e9rmino de julio de 2023, 1,059,841 cr\u00e9ditos fueron convertidos de Veces Salario M\u00ednimo<\/strong> (VSM) a pesos<\/strong>. No obstante, a\u00fan pueden ser convertidos 1,700,000 financiamientos.<\/p>\n\n\n\n

Cabe se\u00f1alar que la conversi\u00f3n de cr\u00e9ditos de VSM a pesos forma parte del programa Responsabilidad Compartida<\/strong> de Infonavit. En ese sentido, este apoyo, durante casi cuatro a\u00f1os ha generado descuentos por alrededor de 78,468 millones de pesos<\/strong> (mdp).<\/p>\n\n\n\n

Durante el lapso ya mencionado, el 45.3% de las conversiones de financiamientos se concentraron en seis estado<\/strong>s, los cuales son Nuevo Le\u00f3n, Jalisco, Ciudad de M\u00e9xico, Coahuila, Guanajuato, Estado de M\u00e9xico. En total, las entidades acumularon 31,428 mdp de descuento en los cr\u00e9ditos Infonavit.<\/p>\n\n\n\n

Beneficios de convertir un cr\u00e9dito de VSM a pesos<\/h2>\n\n\n\n

Una de las ventajas de hacer la conversi\u00f3n de un financiamiento Infonavit de VSM a pesos es obtener una tasa de inter\u00e9s anual fija<\/strong> de entre el 1.00% hasta el 10.45%, determinado por el ingreso del trabajador.  Pago mensual y saldo fijo durante todo el plazo acordado, sin aumentos anuales.<\/strong><\/p>\n\n\n\n

Adem\u00e1s, al tener el cr\u00e9dito calculado en pesos, los beneficiarios tendr\u00e1n una mayor claridad en el monto que deben de pagar en cada mensualidad y en el saldo liquidar. Igualmente, los trabajadores obtendr\u00e1n un descuento en el total de la hipoteca, ya que no se ver\u00e1 afectado por los incrementos de salario, entre otras cosas.<\/p>\n\n\n\n

Para realizar el cambio de VSM a pesos ser\u00e1 necesario que los solicitantes ingresen del noveno d\u00eda de cada mes al \u00faltimo Mi Cuenta Infonavit.<\/a><\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero El 45.3% de las conversiones de VSM a pesos se concentraron en seis estados, las cuales acumularon 31,428 mdp de descuento De acuerdo con el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), de 2019 al t\u00e9rmino de julio de 2023, 1,059,841 cr\u00e9ditos fueron convertidos de Veces Salario M\u00ednimo (VSM) a pesos. […]<\/p>\n","protected":false},"author":1,"featured_media":12737,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[4349,5456,5455,5454],"class_list":["post-12736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-infonavit-2","tag-mi-cuenta-inofnavit","tag-programa-responsabilidad-compartida","tag-veces-salario-minimo-2"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12736"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12736\/revisions"}],"predecessor-version":[{"id":12738,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12736\/revisions\/12738"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12737"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}