{"id":12655,"date":"2023-08-08T16:20:58","date_gmt":"2023-08-08T22:20:58","guid":{"rendered":"https:\/\/hombresymujeresdelacasa.com\/home\/?p=12655"},"modified":"2023-08-08T16:21:04","modified_gmt":"2023-08-08T22:21:04","slug":"como-funciona-cuenta-infonavit-credito-bancario","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/como-funciona-cuenta-infonavit-credito-bancario\/","title":{"rendered":"\u00bfC\u00f3mo funciona Cuenta Infonavit + Cr\u00e9dito Bancario?"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>Cuenta Infonavit + Cr\u00e9dito Bancario est\u00e1 dirigido a los trabajadores que no se encuentran cotizando al Instituto pero que s\u00ed tienen fondos en su Subcuenta de Vivienda<\/em><\/p>\n\n\n\n<p>El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/pagos-puntuales-credito-infonavit\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) tiene disponible la modalidad&nbsp;<strong>Cuenta Infonavit + Cr\u00e9dito Bancario<\/strong>. Este programa est\u00e1 dirigido para las personas que ya no cuentan con un empleo formal, pero que en alg\u00fan momento lo tuvieron y tienen un ahorro en su<strong>&nbsp;Subcuenta de Vivienda<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Por ello, si al perder su empleo los derechohabientes optaron por e<strong>l trabajo informal o emprender alg\u00fan negocio<\/strong>, deben saber que su dinero en el Infonavit no est\u00e1 perdido, adem\u00e1s de que es posible solicitar un cr\u00e9dito hipotecario. Esto puede ser posible mediante&nbsp; Cuenta Infonavit + Cr\u00e9dito Bancario, donde&nbsp;<strong>el Instituto sumar\u00e1 el pr\u00e9stamo que puede entregar al financiamiento que otorgar\u00e1 el banco<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Los bancos participantes son:&nbsp;<strong>Banorte, BBVA, HSBC, Santander y Scotiabank<\/strong>. La empresa que el derechohabiente haya elegido har\u00e1 su perfil y determinar\u00e1 el monto del cr\u00e9dito que ambas instituciones van a prestarte.&nbsp;A trav\u00e9s de Cuenta Infonavit, el&nbsp;<strong>Instituto financiar\u00e1 el 30% del total del cr\u00e9dito<\/strong>, este no ser\u00e1 mayor a 950,653.60 pesos, y el otro 70% te lo entregar\u00e1 el banco; cada instituci\u00f3n tendr\u00e1 sus condiciones de pago.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo solicitar Cuenta Infonavit + Cr\u00e9dito Bancario?<\/h2>\n\n\n\n<p>Lo primero que debe hacer el solicitante es obtener su&nbsp;<strong>Certificado de Cuenta Infonavit + Cr\u00e9dito Bancario<\/strong>, con esta constancia podr\u00e1 revisar el monto que tiene ahorrado en su Subcuenta de Vivienda. Este documento puede ser solicitado en l\u00ednea&nbsp; desde&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit.&nbsp;<\/a>El certificado es de suma importancia, pues ser\u00e1 necesario para el proceso de inscripci\u00f3n de tu cr\u00e9dito. De manera que debe ser llevado al banco elegido para que comience su evaluaci\u00f3n y el tr\u00e1mite.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero Cuenta Infonavit + Cr\u00e9dito Bancario est\u00e1 dirigido a los trabajadores que no se encuentran cotizando al Instituto pero que s\u00ed tienen fondos en su Subcuenta de Vivienda El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) tiene disponible la modalidad&nbsp;Cuenta Infonavit + Cr\u00e9dito Bancario. Este programa est\u00e1 dirigido para [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12656,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[785,1971,1970,826,541,5415],"class_list":["post-12655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-banorte","tag-credito-bancario","tag-cuenta-infonavit","tag-mi-cuenta-infonavit","tag-subcuenta-de-vivienda","tag-trabajador-informal"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12655"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12655\/revisions"}],"predecessor-version":[{"id":12657,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12655\/revisions\/12657"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12656"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}