{"id":12227,"date":"2023-07-24T15:47:12","date_gmt":"2023-07-24T21:47:12","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=12227"},"modified":"2023-07-24T15:47:15","modified_gmt":"2023-07-24T21:47:15","slug":"con-cuanto-tiempo-de-cotizacion-se-accede-a-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/con-cuanto-tiempo-de-cotizacion-se-accede-a-un-credito-infonavit\/","title":{"rendered":"\u00bfCon cu\u00e1nto tiempo de cotizaci\u00f3n se accede a un cr\u00e9dito Infonavit?"},"content":{"rendered":"\n

Por: Rebeca Romero <\/p>\n\n\n\n

La Precalificaci\u00f3n le indicar\u00e1 al trabajador si ya cuenta con los puntos necesarios para acceder a un cr\u00e9dito Infonavit y de ser el caso, los puntos que a\u00fan le faltan<\/em><\/p>\n\n\n\n

Para poder comprar una casa<\/strong> mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), los derechohabientes<\/strong> deben tomar en cuenta que necesitan m\u00ednimo seis meses de cotizaci\u00f3n continua<\/strong>, entre otros requisitos.<\/p>\n\n\n\n

Si bien, actualmente los trabajadores necesitan reunir 1080 puntos<\/strong> para poder acceder a un cr\u00e9dito Infonavit; el Instituto afirma que puedes reunirlos en medio a\u00f1o. Adem\u00e1s del tiempo laborando de manera formal, Infonavit<\/a> toma en cuenta el saldo reunido en su Subcuenta de Vivienda.<\/strong><\/p>\n\n\n\n

Cabe mencionar que, a trav\u00e9s de la Precalificaci\u00f3n<\/strong> los empleados pueden conocer con exactitud los requisitos que cumplen al momento. De esta forma, el posible acreditado sabr\u00e1 si cumple con los requisitos necesarios<\/strong> para tramitar un financiamiento y cu\u00e1l es el monto que el Instituto puede otorgarle. Este procedimiento puede ser realizado en l\u00ednea a trav\u00e9s de Mi Cuenta Infonavit<\/a>.<\/strong><\/p>\n\n\n\n

\u00bfQu\u00e9 se necesita para acceder a un cr\u00e9dito Infonavit?<\/h2>\n\n\n\n

Para otorgar un financiamiento, el Instituto considera los bimestres de cotizaci\u00f3n continua, el saldo de la Subcuenta de Vivienda, adem\u00e1s del salario diario integrado<\/strong> y la edad de cada trabajador.<\/p>\n\n\n\n

Del mismo modo, Infonavit toma en cuenta el comportamiento de pago de las aportaciones de la empresa<\/strong> para que labora cada derechohabiente; as\u00ed como su estabilidad laboral, contexto. Adem\u00e1s el Instituto considera el tipo de trabajador que es el pr\u00f3ximo acreditado en caso de que sea permanente o temporal.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Por: Rebeca Romero La Precalificaci\u00f3n le indicar\u00e1 al trabajador si ya cuenta con los puntos necesarios para acceder a un cr\u00e9dito Infonavit y de ser el caso, los puntos que a\u00fan le faltan Para poder comprar una casa mediante un cr\u00e9dito del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), los derechohabientes deben tomar en cuenta […]<\/p>\n","protected":false},"author":1,"featured_media":12228,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[4942,4349,102,826,1481,541],"class_list":["post-12227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-cotizacion","tag-credito-infonavit-2","tag-infonavit","tag-mi-cuenta-infonavit","tag-precalificacion","tag-subcuenta-de-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12227"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12227\/revisions"}],"predecessor-version":[{"id":12229,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12227\/revisions\/12229"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12228"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}