{"id":12214,"date":"2023-07-20T00:15:29","date_gmt":"2023-07-20T06:15:29","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=12214"},"modified":"2023-07-20T00:15:30","modified_gmt":"2023-07-20T06:15:30","slug":"3-mitos-sobre-el-infonavit","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/3-mitos-sobre-el-infonavit\/","title":{"rendered":"3 mitos sobre el Infonavit"},"content":{"rendered":"\n<p>Por: Rebeca Romero<\/p>\n\n\n\n<p><em>\u00bfEl Infonavit construye casas?, \u00bfel Instituto es manejado por el gobierno?, estos y algunas otras ideas las explicamos a continuaci\u00f3n<\/em>\u00a0El Instituto de la Vivienda para los Trabajadores\u00a0(Infonavit) ha estado vigente desde el 1972 y desde esa fecha ha entregado diversos cr\u00e9ditos a sus derechohabientes. Sin embargo, existen personas que difunden\u00a0<strong>informaci\u00f3n err\u00f3nea acerca del Instituto<\/strong>, por ello, aqu\u00ed se explican<strong>\u00a0tres de sus principales mitos.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfEl Infonavit es un organismo del gobierno?<\/h2>\n\n\n\n<p>En 1972, la fundaci\u00f3n del Infonavit tuvo el objetivo de asegurar el derecho a la vivienda\u00a0de los trabajadores mexicanos. Y, desde el inicio, el Instituto es un\u00a0<strong>organismo tripartito<\/strong>, con la participaci\u00f3n de: trabajadores, empresas y Gobierno; de manera que el Infonavit no recibe dinero p\u00fablico y\u00a0<strong>no es manejado por la administraci\u00f3n federal<\/strong>.<\/p>\n\n\n\n<p>De manera que, los fondos del instituto provienen de los salarios de los trabajadores formales. Por ello, para poder acceder a los cr\u00e9ditos, es imprescindible que el empleado est\u00e9 dado de alta ante el Instituto Mexicano Del Seguro Social (IMSS.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfEl Instituto construye casas?<\/h2>\n\n\n\n<p>Actualmente, es com\u00fan escuchar la frase \u2018las casas de Infonavit\u2019, sin embargo, el&nbsp;<strong>Instituto no construye casas.<\/strong>&nbsp;La labor del organismo es administrar los recursos de los trabajadores para generar rendimientos y poder otorgarle cr\u00e9ditos a los derechohabientes para que puedan adquirir una vivienda.<\/p>\n\n\n\n<p>Por lo tanto, el Infonavit tampoco vende casas, ni entrega los fondos de la Subcuenta de Vivienda antes del retiro de los trabajadores. Ya que el organismo, tambi\u00e9n busca la certeza econ\u00f3mica de sus derechohabientes durante su jubilaci\u00f3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">El Infonavit solo apoya a la compra de viviendas<\/h2>\n\n\n\n<p>A lo largo del tiempo, el Instituto ha diversificado los productos de ofrece, de tal manera que a trav\u00e9s de los<strong>&nbsp;financiamientos<\/strong>&nbsp;los trabajadores mexicanos&nbsp;<strong>pueden comprar, construir o remodelar una casa<\/strong>, as\u00ed como comprar un&nbsp; terreno.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero \u00bfEl Infonavit construye casas?, \u00bfel Instituto es manejado por el gobierno?, estos y algunas otras ideas las explicamos a continuaci\u00f3n\u00a0El Instituto de la Vivienda para los Trabajadores\u00a0(Infonavit) ha estado vigente desde el 1972 y desde esa fecha ha entregado diversos cr\u00e9ditos a sus derechohabientes. Sin embargo, existen personas que difunden\u00a0informaci\u00f3n err\u00f3nea acerca [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12215,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[40,51,618,102,177],"class_list":["post-12214","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-casas","tag-construccion","tag-derechohabientes","tag-infonavit","tag-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12214"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12214\/revisions"}],"predecessor-version":[{"id":12216,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12214\/revisions\/12216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12215"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}