{"id":12185,"date":"2023-07-12T12:38:09","date_gmt":"2023-07-12T18:38:09","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=12185"},"modified":"2023-07-12T12:38:12","modified_gmt":"2023-07-12T18:38:12","slug":"procedimiento-para-cambiar-un-credito-infonavit-de-vsm-a-pesos","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/procedimiento-para-cambiar-un-credito-infonavit-de-vsm-a-pesos\/","title":{"rendered":"Procedimiento para cambiar un cr\u00e9dito Infonavit de VSM a pesos"},"content":{"rendered":"\n<p>Por: Rebeca Romero <\/p>\n\n\n\n<p><em>La conversi\u00f3n de VSM a pesos de cr\u00e9ditos puede ser solicitada en l\u00ednea a trav\u00e9s de Mi Cuenta Infonavit<\/em><\/p>\n\n\n\n<p>Todo el a\u00f1o, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (<a href=\"https:\/\/centrourbano.com\/vivienda\/infonavit-cofinavit-unamos-creditos\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Infonavit<\/a>) tiene disponible el proceso para&nbsp;<strong>convertir los cr\u00e9ditos<\/strong>&nbsp;activos de<strong>&nbsp;Veces Salario M\u00ednimo<\/strong>&nbsp;(VSM)<strong>&nbsp;a pesos<\/strong>. Al hacer este cambio, los trabajadores lograr\u00e1n&nbsp;<strong>evitar incrementos en sus financiamientos<\/strong>&nbsp;por inflaci\u00f3n o ajustes salariales.<\/p>\n\n\n\n<p>Este programa opera<strong>&nbsp;todos los meses a partir del d\u00eda nueve y hasta el \u00faltimo d\u00eda<\/strong>, as\u00ed, al pasar un cr\u00e9dito de VSM a pesos, el derechohabiente lograr\u00e1 que su deuda se mantenga fija.<\/p>\n\n\n\n<p>De esta forma el empleado evitar\u00e1 aumentos anuales en su cr\u00e9dito. Mediante el cambio, los acreditados acceder\u00e1n a una<strong>&nbsp;tasa de inter\u00e9s anual fija<\/strong>&nbsp;de entre 1.0% y 10.45%, el porcentaje depender\u00e1 de los ingresos de cada persona.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo hacer la conversi\u00f3n de VSM a pesos?<\/h2>\n\n\n\n<p>La&nbsp;<strong>solicitud del cambio<\/strong>&nbsp;puede ser realizada<strong>&nbsp;en l\u00ednea a trav\u00e9s de&nbsp;<a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mi Cuenta Infonavit<\/a>&nbsp;<\/strong>y realizar los siguientes pasos:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Seleccionar la pesta\u00f1a Mi Cr\u00e9dito y despu\u00e9s Responsabilidad Compartida.<\/li><li>Proporcionar el estado y el c\u00f3digo postal de la vivienda con el cr\u00e9dito activo.<\/li><li>Confirma la conversi\u00f3n del cr\u00e9dito de VSM a pesos.<\/li><li>Al seleccionar la conversi\u00f3n, la plataforma de arrojar\u00e1 la Carta de Bienvenida&nbsp;y la Carta Modificatoria a las Condiciones Financieras, la cual ya tendr\u00e1 el monto de la nueva mensualidad.<\/li><\/ul>\n\n\n\n<p>Cabe mencionar que, de 2019 a mayo de este a\u00f1o, m\u00e1s de 1,051 mill\u00f3n de personas han convertido su cr\u00e9dito de VSM a pesos; dicha cifra representa un descuento de m\u00e1s de 78,000 millones de pesos (mdp).<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/rebeca-romero\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Rebeca Romero La conversi\u00f3n de VSM a pesos de cr\u00e9ditos puede ser solicitada en l\u00ednea a trav\u00e9s de Mi Cuenta Infonavit Todo el a\u00f1o, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) tiene disponible el proceso para&nbsp;convertir los cr\u00e9ditos&nbsp;activos de&nbsp;Veces Salario M\u00ednimo&nbsp;(VSM)&nbsp;a pesos. Al hacer este cambio, los trabajadores lograr\u00e1n&nbsp;evitar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12186,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[5302,4349,102,826,519,4384],"class_list":["post-12185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-convertir-los-creditos","tag-credito-infonavit-2","tag-infonavit","tag-mi-cuenta-infonavit","tag-tasa-de-interes","tag-vsm-a-pesos"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=12185"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12185\/revisions"}],"predecessor-version":[{"id":12187,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/12185\/revisions\/12187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/12186"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=12185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=12185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=12185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}