{"id":11242,"date":"2023-01-11T14:17:17","date_gmt":"2023-01-11T20:17:17","guid":{"rendered":"http:\/\/hombresymujeresdelacasa.com\/home\/?p=11242"},"modified":"2023-01-11T14:17:22","modified_gmt":"2023-01-11T20:17:22","slug":"obtiene-fovissste-maxima-calificacion-de-sp-global-ratings","status":"publish","type":"post","link":"https:\/\/hombresymujeresdelacasa.com\/home\/obtiene-fovissste-maxima-calificacion-de-sp-global-ratings\/","title":{"rendered":"Obtiene Fovissste m\u00e1xima calificaci\u00f3n de S&amp;P Global Ratings"},"content":{"rendered":"\n<p>Por: Fernanda Hern\u00e1ndez <\/p>\n\n\n\n<p><em>Adem\u00e1s, la agencia prev\u00e9 que Fovissste mantenga un crecimiento de cartera aproximado de 8% durante los pr\u00f3ximos 24 meses<\/em><\/p>\n\n\n\n<p>La agencia&nbsp;<a href=\"https:\/\/centrourbano.com\/vivienda\/fovissste-brazos-financieros-pais-sp\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>S&amp;P Global Ratings<\/strong><\/a>&nbsp;ratific\u00f3 la calificaci\u00f3n crediticia de&nbsp;<strong>mxAAA<\/strong>&nbsp;y&nbsp;<strong>mxA-1<\/strong>&nbsp;que obtuvo el&nbsp;<strong>Fondo de la Vivienda del ISSSTE<\/strong>&nbsp;(<strong>Fovissste<\/strong>), las notas m\u00e1s altas que se otorgan a nivel nacional.<\/p>\n\n\n\n<p>Al respecto, la calificadora asegur\u00f3 que el&nbsp;<strong>Fovissste<\/strong>&nbsp;mantiene un rol clave en el Gobierno de M\u00e9xico para combatir el&nbsp;<strong>d\u00e9ficit habitacional<\/strong>; esto al consolidarse como unos de los principales originadores de hipotecas y segundo participante por n\u00famero de cr\u00e9ditos en el pa\u00eds.<\/p>\n\n\n\n<p>Asimismo, prev\u00e9 que el Fondo mantenga un&nbsp;<strong>crecimiento de cartera<\/strong>&nbsp;aproximado de 8% durante los pr\u00f3ximos 24 meses; lo cual \u201cse ver\u00e1 respaldado por su s\u00f3lida posici\u00f3n en el sector de vivienda en M\u00e9xico\u201d.<\/p>\n\n\n\n<p><strong>S&amp;P<\/strong>&nbsp;destac\u00f3 que, entre sus servicios, el&nbsp;<strong>Fovissste<\/strong>&nbsp;ofrece a sus derechohabientes la posibilidad de que los recursos de su&nbsp;<strong>Subcuenta de Vivienda<\/strong>&nbsp;se destinen a una pensi\u00f3n, en caso de nunca ejercer su cr\u00e9dito; lo cual considera es un servicio esencial para esta poblaci\u00f3n.<\/p>\n\n\n\n<p>Adem\u00e1s, de acuerdo con la calificadora, el Fondo cuenta con una participaci\u00f3n del 11% en el&nbsp;<strong>sector hipotecario<\/strong>&nbsp;nacional; as\u00ed como la estabilidad de su base de clientes y la implementaci\u00f3n de mejoras tecnol\u00f3gicas y operativas que podr\u00e1n facilitar el proceso de cr\u00e9dito.<\/p>\n\n\n\n<p>Por otro lado, la agencia estima que los&nbsp;<strong>niveles de capitalizaci\u00f3n<\/strong>&nbsp;mejoren ligeramente debido al crecimiento en las reservas no esperadas. En este sentido, detall\u00f3 que \u201cel Fondo ha tomado la estrategia de fortalecer sus niveles de capitalizaci\u00f3n; lo cual ha logrado de manera consistente en los \u00faltimos tres a\u00f1os, y se ve reflejado en la proyecci\u00f3n del \u00edndice de capital ajustado por riesgo (RAC) en torno a 9.8% en promedio para los pr\u00f3ximos 24 meses\u201d.<\/p>\n\n\n\n<p>Finalmente,&nbsp;<strong>S&amp;P Global Ratings<\/strong>&nbsp;indic\u00f3 que la estructura de fondeo del&nbsp;<strong>Fovissste<\/strong>&nbsp;continuar\u00e1 mostrando resiliencia ante las condiciones financieras actuales; adem\u00e1s de que mantendr\u00e1 s\u00f3lidos niveles de liquidez.<\/p>\n\n\n\n<p><a href=\"https:\/\/centrourbano.com\/author\/fernanda-hernandez\/\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Por: Fernanda Hern\u00e1ndez Adem\u00e1s, la agencia prev\u00e9 que Fovissste mantenga un crecimiento de cartera aproximado de 8% durante los pr\u00f3ximos 24 meses La agencia&nbsp;S&amp;P Global Ratings&nbsp;ratific\u00f3 la calificaci\u00f3n crediticia de&nbsp;mxAAA&nbsp;y&nbsp;mxA-1&nbsp;que obtuvo el&nbsp;Fondo de la Vivienda del ISSSTE&nbsp;(Fovissste), las notas m\u00e1s altas que se otorgan a nivel nacional. Al respecto, la calificadora asegur\u00f3 que el&nbsp;Fovissste&nbsp;mantiene un [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11243,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[4473,4472,86,4471,4470,262,2562,541],"class_list":["post-11242","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-combate-al-deficit-habitacional","tag-crecimiento-de-cartera","tag-fovissste","tag-mxa-1","tag-mxaaa","tag-sp-global-ratings","tag-sector-hipotecario","tag-subcuenta-de-vivienda"],"_links":{"self":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/11242","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/comments?post=11242"}],"version-history":[{"count":1,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/11242\/revisions"}],"predecessor-version":[{"id":11244,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/posts\/11242\/revisions\/11244"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media\/11243"}],"wp:attachment":[{"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/media?parent=11242"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/categories?post=11242"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hombresymujeresdelacasa.com\/home\/wp-json\/wp\/v2\/tags?post=11242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}